Here are some personal finance articles I’ve read and enjoyed this week; the best ones from around the interwebs curated for your reading pleasure.

The Rule of 72 and Exponential Growth

You know I’m all about dem compound returns, yo.

It sounds complicated and a bit maths-y, but this is seriously one to check out – it’s all about how to work out how long it’ll take for invested (or saved) money to double, based on interest rates. Still maths-y, but the best kind of maths because it tells you how just a little bit of money turns into millions.
This blog has quite a family focus too, heaps of other great articles to look at.

When you’ve been investing a while, you start getting returns on your returns!

How To Live Frugally When You Have No Time

I’m pretty sure every person ever considers themselves to have no time. It’s really nice to read aspirational articles (like right now) but implementing them in a busy schedule can seem like too much work. Like this article says, there are ways you can live your life frugally and be saving money at the same time.
It’s written by an American so some things like their incredible coupons obviously don’t apply but it’s still a great read with some tips you could easily apply to your own life.

5 Financial Goals You Should Accomplish Before Turning 30

Like the author, 30 has almost snuck up on me and it really does feel like the age when you’re considered to be the most adulty adult it’s possible to be. Once you’re 30, you’re sussed (and like Jennifer Garner, thirty, flirty and thriving too)
Here are some things that it’s really good to have sorted out by the time you’re thirty. I’m a bit low on the budgeting thing, but otherwise, it’s some solid advice.

1% Early Retirement Strategy

It’s no secret that I plan to retire early; I’ve been working towards it ever since I clicked that you don’t have to work that 9 to 5 until you’re 65.
There’s a lotta numbers in this article, as well as a calculator, but the gist of it is that if you save 5% more, you’ll be able to retire 10 years earlier. Pretty much impossible not to like the idea of that.

36 Months Interest-Free

I thought this was a fantastic closer look at those crazy interest-free deals always being advertised.
I don’t have a TV, so no need to dive for the mute button on the ads, but it’s basically impossible to avoid these kinds of sales pitches literally everywhere you go.
Some of them are tempting! It’s hard enough to restrain my girlfriend from diving into Briscoes every time there’s a sale (me protesting that there’s always a sale falls on deaf ears, obviously).
This article from Ruth really hammers home how important it is to read the fine print … if it seems too good to be true, it probably is.

“But I got it interest-free! And it’s only costing me $96 a week … (for the next 73 years) “

 

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