Have you ever found yourself;
- feeling vulnerable and out of control with money?
- constantly worrying about money?
- feeling guilty for making poor decisions with money?
Wouldn’t it be a massive relief and a weight off your shoulders if money wasn’t such a big problem in your life?
I’m Ryan Johnson, I’m 27 and from New Zealand; and I’m trying to help young Kiwis with their finances.
I remember not wanting to open a bank statement or log on to my internet banking for fear of what I might see. I didn’t know very much about money and consequently, thinking about money stressed me out.
I made heaps of stupid money mistakes when I was younger. I didn’t track any of my expenditure, and I bought expensive items I didn’t need (I’m looking at you, state of the art electronic drum kit).
I often wondered; “Why wasn’t I taught more about this?”
Eventually, I decided enough was enough, and I was going to do what it took to start making smart decisions with my money.
I read a lot of different books and blogs about money. I learned how to invest smartly and how to automate my finances, so everything pretty much sorts itself out.
It wasn’t easy, but it was worth the effort. Now instead of worrying about money all the time, I’m able to focus more on the things I actually care about!
Now that my finances are sorted, I’ve decided I want to help other people like me. The first and most important thing I want to communicate is:
If you don’t know very much about money, IT’S NOT YOUR FAULT.
Unless you had savvy parents or friends, you were likely never taught how to save, budget, automate your finances, or; how to use a credit card without getting into soul-crushing debt. You were almost certainly never taught how the stock market works and how to invest in it smartly.
Learning about finance is tough. There’s so much conflicting information out there. It doesn’t help that the older generation act like the reason some of us are struggling is that we are lazy and want everything now.
I believe that being confident, capable and successful with money is within the grasp of everyone.
I LOVE getting feedback from readers. If you have any questions, ideas, or concerns, type your email address in the box below and we can start sorting them out.